Spring 2026

Loans and Credit

A Teen Guide to Borrowing

From the Series Money Matters

  • Interest Level: Grade 6 - Grade 10
  • Reading Level: Grade 6

Managing debt and credit is a vital part of financial literacy. This book teaches teenagers how to understand loans, navigate credit, and use these tools to their advantage.

It breaks down how loans and credit work, explains their benefits when used wisely, and offers strategies for borrowing without falling into debt. Teens learn how to build smart credit habits and carry those skills confidently into adulthood.

Format Your Price Add
978-1-917509-68-8
On pre-order until 01/01/2026
$24.99
978-1-917509-69-5
On pre-order until 01/01/2026
$11.99
978-1-917509-71-8
On pre-order until 01/01/2026
$37.99
Available at all major wholesalers and distributors. Save 25% off list price on library bound hardcovers and all eBook and eBook with Audio editions when you buy direct! Digital purchases will be accessed on Lerner Digital Bookshelf. An account will be created for you after purchase.
Interest Level Grade 6 - Grade 10
Reading Level Grade 6
Genre Young Adult
Category 5 Kinds of Nonfiction, 5KN: Traditional Nonfiction
Copyright 2026
Publisher Cheriton Children's Books
Imprint Cheriton Children's Books
Language English
Number of Pages 48
Publication Date 2026-01-01
Text Type Informational/Explanatory
BISACS YAN040000, YAN034000, YAN010000
Dimensions 6.5 x 9
ATOS Reading Level 6.7
Features Author/Illustrator biography, Bibliography/further reading, Fast facts, Glossary, Index, Reviewed, Sidebars, and Websites

Note: Accelerated Reader® values are estimates.

Author: Jennifer Sanderson

Jennifer Sanderson has written books on many different topics, from tennis and baby animals to geography and self-care. She lives in South Africa.

Reviews

Kirkus Reviews

“©hock-full of practical advice . . . a helpful toolbox for fledgling young adult consumers. . . . Sensible explanations of how to use debt without succumbing to endless interest payments.”—Kirkus Reviews