Fall 2024

Borrowing Basics

A Teen Guide to Credit and Debt

From the Series Fund Your Future

  • Interest Level: Grade 6 - Grade 12
  • Reading Level: Grade 7

In a world driven by spending, debt is inevitable.

Knowing the ins and outs of borrowing money and establishing credit is not just an important skill for adults. Teens can benefit from understanding how debt works too, from applying for financing to buy a car to getting a loan to pay for college.

This book is filled with practical advice about debt, credit, and the decision-making process that enables you to make smart choices about how to spend your money and use debt responsibly. Learn about good and bad debt, the risks and benefits of credit cards, and how to build good credit and manage their credit score, gaining the knowledge you need to become a debt-savvy young adult.

Format Your Price Add
979-8-7656-1134-0
$25.99
979-8-7656-2999-4
$12.99
979-8-7656-3864-4
$38.99
Available at all major wholesalers and distributors. Save 25% off list price on hardcovers and ebooks when you buy direct! Digital purchases will be accessed on Lerner Digital Bookshelf. An account will be created for you after purchase.
Interest Level Grade 6 - Grade 12
Reading Level Grade 7
Genre Young Adult
Category 5 Kinds of Nonfiction, 5KN: Traditional Nonfiction, SEL: B Self-Management, SEL: E Responsible Decision-Making, Social Emotional Learning
Copyright 2025
Publisher Lerner Publishing Group
Brand Informed Editions
Imprint Twenty-First Century Books ™
Language English
Number of Pages 64
Publication Date 2024-08-01
Text Type Informational/Explanatory
BISACS YAN040000, YAN010000
Dewey 332.7
Dimensions 6 x 9
Features Bibliography/further reading, Glossary, Index, Photo captions, Reviewed, Sidebars, Source notes, and Table of contents

Author: Nicholas Suivski

Nicholas Suivski is an author of nonfiction for young adults. He is based in Minneapolis.

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Reviews

Booklist

“Teens will learn how to manage credit cards and other forms of debt in this practical book from the Fund Your Future series.”—Booklist